Protect Your Assets with Long-Term Care Insurance
Posted: November 4, 2018
Though it can be a difficult subject to think about, many of us will need assistance with basic needs of living when we reach old age. Long Term Care insurance (or LTC insurance) protects your savings and your others assets when you reach the point of needing help for everyday tasks, such as bathing, meal preparation, cooking, shopping, laundry, administering medications and so on. Long...
Should You Purchase a Supplemental Insurance Policy with Medicare?
Posted: October 30, 2018
If you’re over the age of 65 and eligible, Medicare can provide relatively low-cost coverage that makes sense. There are still gaps, and some people choose to purchase supplemental insurance to cover what Medicare doesn’t. These supplemental policies are often referred to as “Medigap.” Medicare Coverage To be eligible for these supplemental policies, you must already be enrolled in Medicare Parts A and B. Part...
October Is Breast Cancer Awareness Month
Posted: October 18, 2018
Breast cancer affects one in eight women, and it is estimated that about 220,000 women are diagnosed each year, according to the National Breast Cancer Foundation. Thankfully, early diagnosis and treatment most often leads to a full recovery. Breast Cancer Awareness Month is an annual campaign to raise awareness of the disease and the critical importance of testing for early detection, as well as to...
Am I Too Old to Purchase Life Insurance?
Posted: September 22, 2018
The younger you are, the less it costs to buy life insurance. Unfortunately, our 20s and 30s are not usually the time for thinking that far ahead. Premiums start to increase when people hit their late 40s and continue to climb from there. So how old is too old to buy life insurance? The answer is, the older you are, the more limited your options...
What Is the Right Time to Purchase Life Insurance?
Posted: September 20, 2018
Life insurance is important because it provides financial security for your loved ones should you become incapacitated or pass away. Even if you have no assets to pass on, a life insurance policy can provide an inheritance for them. It can also be used to pay off outstanding debts, such as a mortgage, car loan, or credit card debts, to avoid placing additional burdens on...