How Does My Life Insurance Provider Keep Up To Date With My Health?
Posted: August 27, 2019
The right to privacy is a bedrock of American values. However, for purposes of life insurance, privacy does not extend far. Your insurance company receives information from your healthcare providers and other sources and shares it with other insurers. Lifestyle changes and health conditions can affect your policy and rates. How Can Health Information Affect Your Life Insurance Policy? Insurance companies use underwriting standards to...
Understanding Long-Term Care
Posted: August 15, 2019
It may not be wise for people over the age of 65 to rely on Medicare or private health insurance. Medicare does not cover custodial care, and private health insurance rarely pays any long-term care costs. Depending on your financial situation, long-term care insurance may be your best option for peace of mind and financial benefits as you age. What Is Long-Term Care Insurance? Many...
10 Summer Tips to Beat the Heat
Posted: August 13, 2019
While it's true that the elderly, young children and those with pre-existing conditions are more susceptible to the summer heat, it doesn't take long for the sun to take its toll on healthy individuals. Here are 10 tips that can help you beat the heat this summer: Keep your shades drawn or blinds closed during the day to help prevent the sun from heating the inside of...
Am I Too Young To Start Paying For Life Insurance?
Posted: August 13, 2019
People in their 20s and 30s may believe that they are too young to need life insurance. In some cases, they may put off purchasing life insurance to pay off other debts. The truth is that buying life insurance young can save you money. Typically, the younger you are when you purchase a policy, the less you will pay in premiums. Why It Is Cheaper...
Will Dental Insurance Cover Mouth Injuries?
Posted: July 25, 2019
Millions of teeth are knocked out every year in athletic events. Injuries affecting the face and mouth account for a significant number of common sports injuries. If you are active in sports, or if you have children who are, you may be wondering if your dental insurance covers mouth injuries. The answer depends on what kind of coverage you have, and the type of injury...