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Your Local Novato Independent Insurance Agency

BIQ Insurance Agency specializes in life, disability, long-term care, annuities, retirement plans, health insurance, and cancer, heart attack and stroke insurance.

BIQ Insurance Agency has being servicing the San Francisco/Bay Area since 2013. We focus on health, dental, vision, and ancillary insurance products such as life, disability, long term care, and retirement solutions for individuals, and businesses for their employees.

Our Vision

To be the agency of choice for our customers, agents, and associates.

Our Mission

Our mission is to provide innovative insurance solutions with personalized service exceeding the customer’s expectations. We are here for our customers, partnering with them to find the best solutions for current needs and future plans.

Our Core Values:

  • Excellence
  • Integrity
  • Responsibility
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Life Insurance

We offer a complete line of individual life insurance products that are crafted to meet you and your family's specific needs.
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Disability Insurance

The cost of a plan provided by your employer is usually less than you would pay for an individual disability policy.
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Long-Term Care

The likelihood is that you or family member will need long-term assistance due to a prolonged illness or a disability.
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Recent News & Updates

New Year, New Healthcare Coverage Updates

Posted: January 10, 2025

However you celebrate it, a New Year is here, with a fresh outlook for 2025. Life changes rapidly. Healthcare coverage is meant to change with you so that as your needs, family, and income expand or contract, you always have the help you need. Here’s a quick rundown on ensuring your coverage is up to date so you get the right amount of savings this...

A Life Insurance Checklist for Small Business Owners

Posted: January 7, 2025

Life insurance can be a surprising benefit for small business owners. Whether you run an enterprise with many employees or are a one-person show, much is at stake. If you or an essential team member passes away unexpectedly, it can lead to severe financial stress or even shuttering a successful enterprise.  How Can Life Insurance Help Small Business Owners? In the event of an untimely...

Mental Health & Oral Health: Examining the Connections

Posted: December 25, 2024

Your emotional state has an impact on how you dress and take care of yourself. If you’re feeling blue, you’re more likely to neglect self-care, such as brushing or washing your teeth. If one were to visit an institution and examine the inmates’ oral health, one would likely find some pretty shocking conditions. But what about the everyday person? Is there a connection between the...

5 Common Life Insurance Mistakes & How to Avoid Them

Posted: December 22, 2024

Life insurance is vital to having peace of mind and financial security. Doing it right the first time is critical, considering a life insurance policy is a long-term investment. Avoiding these common mistakes if you are planning to buy a life insurance policy:  1. Not Purchasing Insurance Soon Enough While you might think that you don’t need life insurance now because you are young and...